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How Finirio Experts Personal Loan Team Helps you?

Most Indian households takes up a personal loans in the event of a financial emergency. Financial emergency can be due to the medical reason, children higher studies, marriage or home renovation, etc.,

We at finirio understands your requirement for a personal loan. Sanctioning at a lower rate of interest in a personal loan case depends on the profile of a customer.

We have  helped more than  1200+ customers to get a personal loan  at lowest rate of interest.


Ans. Tenure given is in between 12 to 60 months (1-5 years). Short term loans for one to two years are provided but for very less value and are also rare.

Ans. Generally any bank/nbfc considers 40-50% of the monthly income as deposable towards the EMI. Depending on the current obligations bank/nbfcs deduct some part from the deposable income to give further loan.

Yes, you are eligible for a loan. But, bank gives loan looking at your business. In case of a businessman, bank refrains from giving direct personal loan for any need. Banks take risk with a unsecured loan only if the financials of the company are strong.

Generally bank prefers salaried individuals working in pvt ltd firms with salary above 20k a month. Company should be in the list of bank/nbfc. 

Incase loan requirement is less below 50lakh and financial documents supports repayment capacity. Answer is no.

For higher loan amount in which the repayment is not possible in 4-5years of duration, yes you will need to give a property/ gold as collateral.

yes, why not. No one should be gender biased.

We have 12+ years of expertise in the retail loans segment. We will help you to avail best deal in terms of rate of interest and processing fees in the market. Check out finirio testimonials