Home Loan EMI Calculator — India

Calculate your monthly EMI from loan amount, interest rate and tenure. The calculator also provides a month-by-month amortization schedule showing principal paid, interest paid and the remaining balance for every EMI, which can be downloaded as a PDF with Finirio support details. EMI formula: EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is principal, r the monthly interest rate, and n the number of months. Home loan rates through Finirio start at 7%* per annum with tenure up to 30 years.

Example: a ₹50 Lakh home loan at 7% for 20 years works out to an EMI of about ₹38,800 per month. This interactive calculator requires JavaScript; visit finirio.com/emi-calculator in a browser.

Related: Home Loan · Eligibility calculator · Home loan guide